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Debt Collector & Creditor Defense

Michigan Debt Collector and Creditor Defense Attorneys

Representing Debt Collectors and Collection Agencies

The law firm of Paluda Smolek, P.C., represents debt collection companies and lending institutions throughout the Troy, Michigan area. When a collection agency is accused of violating debt collection law, an experienced creditor defense attorney can provide a strong voice in and out of court.

To meet with a creditor defense lawyer, please call us at 248-740-0203 or contact us online.

Michigan Debt Collector and Creditor Defense

Paluda Smolek, P.C., has represented many debt collectors who have been accused of violating various consumer protection acts and other laws, including the following:

  • Fair Debt Collection Practices Act (FDCPA) 
  • Michigan Collection Practices Act
  • Telephone Consumer Protection Act
  • State of Michigan Occupational Code
  • Fair Credit Reporting Act
  • Invasion of privacy

Our attorneys have a thorough understanding of these laws and the responsibilities of debt collection companies. We stay up-to-date on the laws governing debt collection in order to provide optimal counsel and representation.

Have you or your company been accused of:

  • Calling someone too early or late
  • Contacting someone's employer inappropriately
  • Threatening to sue someone inappropriately
  • Calling someone's cell phone wrongly; and/or
  • Using rude, abusive, misleading and/or deceptive language with a debtor

If you have been accused of a violation of a consumer defense law, contact our law firm.

A Law Firm with a Solid Reputation

Our law firm has been retained to represent numerous companies who do business in Michigan. We have earned a solid reputation in debt collector defense matters, involving car debt, credit card debt, and other types of consumer debt. We handle cases in state court (Circuit and/or District) and federal courts (United States District Court for the Eastern and Western Districts of Michigan).

Paluda Smolek, P.C., is a boutique law firm in Troy, Michigan focusing on developing personal relationships with clients. When you choose our firm to represent you in a creditor defense case, you will work directly with the attorney who handles your case - not a inexperienced associate, law clerk or paralegal. We understand how important your legal issues are, and we give your case the attention it deserves.

Contact Us

To meet with a creditor defense attorney, please contact us online or call us at 248-740-0203.


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Located in Troy, Michigan, Paluda Smolek, P.C. serves clients throughout the Detroit area and beyond, including the cities of Rochester Hills, Bloomfield Hills, Birmingham, Royal Oak, Mount Clemens, Detroit, Pontiac, Sterling Heights, Clarkston, Warren, Auburn Hills, St. Clair, Novi, Northville, Plymouth, Southfield, Flint, and Ann Arbor.

Oakland County • Wayne County • Macomb County • Washtenaw County • Genesee County